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What You Need to Know About COVID-19

The Coronavirus was first discovered during an outbreak in Wuhan, China. The 2019 novel coronavirus (COVID-19) is a new virus that causes respiratory illness in people and can spread from person-to-person. Symptoms of COVID-19 can include: fever, cough, and shortness of breath. Symptoms often do not appear in a person until 2 to 14 days after exposure.

Prepare Yourself and Your Family

The best way to avoid contracting COVID-19 is by practicing vital social distancing procedures. It is recommended to work remotely and severely limit contact with others.

If you think you have come into contact with someone exhibiting COVID-19 symptoms or are exhibiting them yourself, please follow the instructions on the graphic below:

PA’s Response to COVID-19

On March 30th, Gov. Tom Wolf extended the all non-essential businesses statewide closures indefinitely and also extended the stay-at-home order in place for some Pennsylvania counties until at least April 30.

The Pennsylvania Department of Transportation (PennDOT) announced that all branches will be closed effective March 16. Due to the shutdown, Driver licenses, photo ID cards and learner’s permits scheduled to expire from March 16, 2020 through April 30, 2020, the expiration date is now extended until May 31, 2020. For more information refer to PennDoT’s website.

The Pennsylvania Turnpike Commission (PTC) announced that cash and credit cards payments are no longer accepted on the PA Turnpike as of March 16 at 8PM to help mitigate the spread of COVID-19. Customers should not stop at tollbooths. For non-E-ZPass customers, a picture of their license plate will be taken and they will be billed by mail within 30 days until further notice. Invoices can be paid online, by phone, or by mail. For more information on how it works, visit: www.nocashzone.com.

Pennsylvania’s Department of Conservation and Natural Resources (DCNR) announced the closure of all facilities statewide located in Pennsylvania’s 121 state parks and 20 forest districts. These closures took place on March 17 and will last for 14 days. The public will still be able to access opens spaces like trails, lakes, forests, roads, and parking areas for passive and dispersed recreation, such as hiking.

Closed facilities include:

• Park and forest offices and visitor centers
• Restrooms
• Campgrounds, cabins and all forms of overnight accommodations
• Public programs, events, and trainings are canceled

To get the most up-to-date information on COVID-19 in Pennsylvania, be sure to check out the Pennsylvania Department of Health’s daily report.

Taxes

Good news! The IRS & Pennsylvania Department of Revenue have agreed to extend the tax filing deadline for 90 days. The new deadline to submit taxes has been pushed back July 15. The PA Department of Revenue is happy to assist you with any questions you have via their online portal.

Click the graphic below to be taken to their online portal and FAQ page:

Protect Yourself

Medical Costs

As of March 9, the Governor announced that all major health insurers in Pennsylvania have agreed to cover “medically appropriate” COVID-19 testing and treatment.

The 10 major insurers are:

• Aetna
• Capital Blue Cross
• Cigna
• Geisinger
• Highmark
• Independence BlueCross
• Oscar
• Pennsylvania Health & Wellness
• UnitedHealthcare
• UPMC Health Plan

For anyone with questions about their insurance policy, please contact your insurer or the Pennsylvania State Insurance Department with questions. They can also be reached at (877) 881-6388.

Remote Medical Attention and Care

Health officials are urging people who have symptoms to stay home and contact their doctor remotely rather than opting for an in-person visit. Nearly all major health systems offer some form of virtual visits and assistance. Some insurers do, too. People interested in a specific virtual visit should check to see what illnesses it can be used for. Be sure to reach out to your insurance provider to verify this service is covered with your plan.

Here’s an brief overview of virtual visit services offered to local residents:

Capital BlueCross – is offering free medical Virtual Care visits for members who currently have the Virtual Care benefit.  The waiving of fees will be effective March 13 through April 15, 2020.

Highmark – is providing many of their members with a virtual clinic visit service. Any fees related to COVID-19 will be waived.

UPMC Pinnacle – is welcoming Online Video Visits for those experience flu like symptoms or just in need of a follow-up appointment.  Video visits are available through the MyPinnacleHealth portal for $49.

WellSpan Health – WellSpan Online Urgent Care offers a video visits with Teladoc physicians for patients 3 months and older for their standard fee of $49.

CALLING ALL PSYCHOLOGIST! Things may be picking up for you at this time, so we want to make sure you are covered too. Here are some COVID-19 resources on how to best protect yourself and serve your patients from the Pennsylvania Psychologist Association.

Feeding Kids During COVID-19: Emergency Grants and Updated Resources 

No Kid Hungry is offering real-time emergency grant funding to schools and community organizations that are making sure kids have access to the meals they need as schools close due to coronavirus. The need is devastating; we received thousands of requests for grants in the first few days, and heard heart-breaking stories. To date, they have awarded more than $3.9 million in grants to 147 organizations across 40 states and DC. 

No Kid Hungry is providing millions of dollars in additional grants in the coming weeks for schools and local non-profits in our communities that could benefit from this program to continue providing critical nutrition assistance.  For additional information on the program and application process, please CLICK HERE.

Utilities Update

No one’s utilities are legally going to be turned off as long as Governor Tom Wolf’s proclamation of disaster related to the coronavirus is in effect. Terminations would only be permitted in the event of a safety emergency.

An emergency order is only ordered when there is a “clear and present danger to life or property or when the relief requested is uncontested and action is required prior to the next scheduled public meeting,” according to the commission’s regulations governing emergency relief.

*Be sure to check with your utilities provider to see how they can best accommodate your needs!

School Districts

Gov. Wolf closes Pa. schools indefinitely.

**No school district will be penalized if it fails to meet the 180 day or school hours requirements.**

Additionally, the Pennsylvania Department of Education announced that it received a waiver from the U.S. Department of Agriculture to allow eligible schools to serve meals to low income students in a non-congregate setting, such as a drive-through or grab and go, during this closure.

For more guidance and a complete list of resources provided for school communities, be sure to read the information provided on the by the PA Department of Education.

Federal Stimulus Package – ‘Putting Workers First‘

A bipartisan, robust third COVID-19 bill that will immediately bolster our health care response and our economy.

Unemployment Insurance: ($260 billion)

A massive investment in the UI program as well as critical reforms to make the program more effective for workers. In the wake of the economic recession caused by the coronavirus the UI program is an essential a long-term lifeline for millions of workers during this crisis.

• Full Paycheck Replacement: $600 increase for every American, which equates to 100 percent of wages for the average American without a paycheck struggling through the Crisis
• Waiving Waiting Weeks: Gets money in people’s pockets sooner by providing federal incentives for states to eliminate waiting weeks.
• Extension of Benefits: An additional 13 weeks of federally-funded unemployment insurance benefits are immediately be made available.
• Expanding Access: Allow part-time, self-employed, and gig economy workers to access UI benefits.

Marshall Plan For Our Health System ($150 billion)

An unprecedented and historic investment for our health care system in its fight against the COVID-19 pandemic. The new $150 billion fund is widely available to all types of hospitals and providers most affected by COVID-19, and it will be available to fund whatever is needed to defeat this virus.

This includes:

• Equipment and Infrastructure: Personal and protective equipment for health care workers, testing supplies, increased workforce and training, new construction to house patients, emergency operation centers and more.
• Enhanced Health Investments: Additional funding is also dedicated to delivering Medicare payment increases to all hospitals and providers to ensure that they receive the funding they need during this crisis, and new investments in our country’s Strategic National Stockpile, surge capacity and medical research into COVID-19.

Robust Worker and Transparency Protections on Government Loans

• No stock buybacks or dividends for the length of any loan provided by the Treasury plus 1 year.
• Restrictions on any increases to executive compensation.
• Protect collective bargaining agreements.
• Real-time public reporting of Treasury transactions under the Act, including terms of loans, investments or other assistance to corporations.
• Prohibition on businesses controlled by the President, Vice President, Members of Congress, and heads of Executive Departments getting loans or investments from Treasury programs.
• Creation of Treasury Department Special Inspector General for Pandemic Recovery to provide oversight of Treasury loans and investments and a Pandemic Response Accountability Committee to protect taxpayer dollars. • Creation of a Congressional Oversight Commission to enhance legislative oversight of pandemic response.

Small Business Rescue Plan ($377 billion)

• $350 billion in loan forgiveness grants to small businesses and non-profits to maintain existing workforce and help pay for other expenses like rent, mortgage, and utilities.
• $10 billion for SBA emergency grants of up to $10,000 to provide immediate relief for small business operating costs. • $17 billion for SBA to cover 6 months of payments for small businesses with existing SBA loans.

Protected Over 2 Million Aviation Industry Jobs

• Democrats secured direct payroll payments to keep millions of airline workers on the job and receiving paychecks.
• Airline companies will be prohibited from stock buybacks and dividends for the entire life of the grant plus one year.
• Collective Bargaining Agreements negotiated by workers will be protected.

Increased Direct Payments to Working Americans

• Democrats fought to double cash payments to the working class Americans from $600 to $1,200
• An additional $500 cash payment is available per child.
• The full payment is available for individuals making up to $75,000 (individual) and $150,000 (married).
• The value begins decreasing and then phases out completely for those making over the full payment income cap.

State and Local Coronavirus Expenditures Fund ($150 billion)

To assist States, Tribes, and local governments that must pay for new expenses related to COVID-19 response.

• $150 billion, with a small-state minimum of $1.25 billion
• Tribal set-aside of $8 billion

Emergency Appropriations ($330 billion, including $100 billion for hospitals and providers mentioned above)

• $16 billion to replenish the Strategic National Stockpile supplies of pharmaceuticals, personal protective equipment, and other medical supplies, which are distributed to State and local health agencies, hospitals and other healthcare entities facing shortages during emergencies.
• $1 billion for the Defense Production Act to bolster domestic supply chains, enabling industry to quickly ramp up production of personal protective equipment, ventilators, and other urgently needed medical supplies, and billions dollars more for federal, state, and local health agencies to purchase such equipment.
• $4.3 billion to support federal, state, and local public health agencies to prevent, prepare for, and respond to the coronavirus, including for the purchase of personal protective equipment; laboratory testing to detect positive cases; infection control and mitigation at the local level to prevent the spread of the virus; and other public health preparedness and response activities.
• $45 billion for FEMA’s Disaster Relief Fund, more than doubling the available funding, to provide for the immediate needs of state, local, tribal, and territorial governments, as well as private non-profits performing critical and essential services, to protect citizens and help them recover from the overwhelming effects of COVID-19. Reimbursable activities may include medical response, personal protective equipment, National Guard deployment, coordination of logistics, safety measures, and community services nationwide.
• $30.75 billion for grants to provide emergency support to local school systems and higher education institutions to continue to provide educational services to their students and support the on-going functionality of school districts and institutions.
• $25 billion in aid to our nation’s transit systems to help protect public health and safety while ensuring access to jobs, medical treatment, food, and other essential services.
• $10 billion in grants to help our nation’s airports as the aviation sector grapples with the most steep and potentially sustained decline in air travel in history.
• $3.5 billion in additional funding for the Child Care Development Block Grant to provide child care assistance to health care sector employees, emergency responders, sanitation workers, and other workers deemed essential during the response to the coronavirus.
• More than $7 billion for affordable housing and homelessness assistance programs. This funding will help low-income and working class Americans avoid evictions and minimize any impacts caused by loss of employment, and child care, or other unforeseen circumstances related to COVID-19, and support additional assistance to prevent eviction and for people experiencing homelessness
• More than $6.5 billion in Federal funding for CDBG, the Economic Development Administration, and the Manufacturing Extension Partnership to help mitigate the local economic crisis and rebuild impacted industries such as tourism or manufacturing supply chains.
• $400 million in election assistance for the states to help prepare for the 2020 election cycle, including to increase the ability to vote by mail, expand early voting and online registration, and increase the safety of voting in-person by providing additional voting facilities and more pollworkers. • $2 billion in funding to strengthen response capacity and support tribal governments: o $1.03 billion to the Indian Health Service to support tribal health care system response efforts; o $100 million more for the USDA Food Distribution Program for Indian Reservations; o $453 million to assist tribes through the Bureau of Indian Affairs; o $69 million to help tribal schools, colleges and universities through for the Bureau of Indian Education; and o $300 million more to the HUD Indian Tribal Block Grant program. • $1 billion to recapitalize Amtrak after steep ridership declines related to the outbreak. This will keep thousands of Amtrak employees employed, and ensure America’s intercity passenger rail stays on track, continuing service in the Northeast and nationwide.

Student Loan Relief

• To alleviate the pressure of student loan costs during this crisis, Senate Democrats fought for the inclusion of tax relief encouraging employers to implement student loan repayment programs. This provision will exclude up to $5,250 in qualifying student loan repayments paid by the employer on behalf of the employee from income for income tax purposes.

Status of Your Check

Some helpful links to understand the Federal Stimulus Package:

• National Conference of State Legislatures (NCSL)
• The Tax Foundation

How to Stay Informed

Below is an extensive list of information, statistics, and resources to ensure you stay up-to-date with any changes happening due to COVID-19.

Pennsylvania Department of Health

• The PA DoH Daily COVID-19 report. Updated regularly throughout the day.
• Follow the PA Health Department on Twitter.
• Follow them on Facebook.

A complete list of information and resources available to you by county:

• Bucks County

U.S. Centers for Disease Control and Prevention

• Track confirmed cases in the US. (This site is updated weekdays at noon and shows numbers that were current as of 4 p.m. the previous day.)
• CDC provided information regarding “What you should know about COVID-19“
• Follow the CDC on Twitter.
• Follow the CDC on Facebook.
• Learn how best to prevent “community transition” with specific details on what to do before, during, and after outbreaks.

World Health Organization

• Learn what’s happening Worldwide with the WHO’s Daily report. The most recent report is located at the top of the page. It includes confirmed case and death tallies.
• Additional COVID-19 information is provided on their website.
• Stay informed on Twitter.
• Follow their Facebook page.

Families First Coronavirus Response Act (FFCRA or Act)

The Families First Coronavirus Response Act (FFCRA) provided for the expansion of Family and Medical Leave Act (FMLA). This is a federal program administered by the US Department of Labor.

The U.S. Department of Labor’s Wage and Hour Division (WHD) published its first round of implementation guidance pursuant to the FFCRA yesterday.

The following was provided to us as guidance by the USDOL and has been posted on our website.  The  information can be found at: https://www.uc.pa.gov/COVID-19/Pages/FFCRA.aspx

The Families First Coronavirus Response Act (FFCRA or Act) requires certain employers to provide their employees with expanded family and medical leave for specified reasons related to COVID-19.  The United States Department of Labor’s Wage and Hour Division administers and enforces the new law’s paid leave requirements. These provisions will apply from April 1, 2020 through December 31, 2020.  Please read the below fact sheets to determine if you are eligible.

• Fact Sheet for Employees
• Fact Sheet for Employers
• Questions and Answers